College is expensive and student-loan debts are skyrocketing in the US. However, both of us were very fortunate and privileged to graduate college with ZERO debt. We are both thankful to have parents who prioritized our education. In this post, I'll focus more on my side of the story as to how I managed to complete 5 years of college in 3 different countries (i.e. Malaysia, US, and UK) at a fairly low cost.